1. Online estimates
Online tools compare your home with similar properties using statistical models. They are free and instant, and they give you a first range. But they cannot see the condition of your home, the view or the quality of the renovations, so the result can be far from the real price.
2. A valuation by a local agent
An agent visits your home and compares it with recent sales nearby. This is usually free when you are thinking about selling, and it gives you a realistic asking price. Be careful with agents who promise a much higher price than the others just to win the mandate.
3. A certified appraisal
A certified real estate appraiser writes a detailed, independent report. It is paid, and it is mostly needed for a divorce, an inheritance, a dispute or a bank. For a simple sale, it is usually not necessary.
Which one do you need?
| Your situation | Best option |
|---|---|
| Just curious | Online estimate, then a free agent valuation |
| Selling in the coming months | Free valuation by a local agent |
| Divorce or inheritance | Agent valuation, or a certified appraisal if the parties disagree |
| Bank or legal procedure | Certified appraisal |
What drives the price
- Location: commune, transport, schools, view
- Living area, number of rooms and layout
- Condition and recent renovations
- Energy efficiency and heating system
- For apartments: floor, outdoor space and the condominium's finances
Frequently asked questions
Is a property valuation free in Switzerland?
Online estimates and valuations by agents are usually free. Certified appraisals by an independent expert are paid.
How accurate are online estimates?
They give a useful first range, but they cannot see the condition of your home. A visit by a local agent is much more reliable.
How long does a valuation take?
An online estimate takes a few minutes. An agent valuation usually takes a visit and a few days for the result.